Thank you!

Dear Readers,

Thank you, indeed. The number of page views crossed 15K on Nov. 1, 2016.

A compilation of the blog posts up to first quarter of 2016 has been published and is available on Smashwords, Amazon (Kindle store), and Google Books.

Friday, January 19, 2018

Agra Visit (IV)

Taj Mahal
(Continued from Part III of this post series)


It was a Monday and the Christmas day.  We got up very early in the morning, got ready and had our breakfast at the hotel.  The idea was to reach the Taj Mahal before 8 am.  We were told that the queue grows exponentially after that time.  Our Hotel was only about a kilometer from the East Gate and the car dropped us midway from where we had to walk down.

The East Gate, we were told is the best to enter the monument and is called by some as the VIP gate.  There are two other gates, West and South.  We noticed some Bharatpur style rickshaws (see the previous post) ferrying tourists from the parking lot to the Gate, but chose to walk down.

To our surprise the queue was already almost quarter of a kilometer long when we reached the gate.  We noticed a separate queue for ladies.  It was serpentine bending back on itself several times, while the queue for men was straight.  This gave us an impression that perhaps the ladies' queue was shorter and we asked the ladies to wait on some chairs lying in the lane and to join their queue a little later.

The queue moved quite slowly. Our spirits further sagged when the person behind us narrated the story of his visit the previous day.  He had had to return his tickets after a long long wait in the queue.  As the queue kept growing, we noticed some commotion ahead of us.  It was on account of people trying to jump the queue.

Then it occurred to us that we had the e-tickets only on one phone and we needed to put it on one more phone as the ladies will be in a separate queue.  It seems that they have jammers installed in that area and internet was not working on any of our phones.  It took many attempts to transfer the file through Bluetooth, but we finally did succeed.  And the ladies joined their queue as we approached it.

As we approached the gate, queue jumping was becoming all too frequent. A couple of policemen standing nearby paid no attention to the scuffles and we had to fend off the intruders in our vicinity ourselves as well as we could. My elder grandson remarked that in the USA one can be tasered by the police for such indiscipline.

It took two full hours to enter and clear the security check at the East Gate and then nearly another hour for ladies to join us because of our miscalculation of the length of the serpentine ladies' queue.  From their accounts it seemed that queue jumping was even more rampant in the ladies section.

The main entrance of the Taj is opposite the South Gate.  The three gates open into a compound in which the missing North Gate forms the entrance to the monument.  As you enter the main gate, there is a long verandah to either side of it (with a paid and well maintained toilet at the end of the right wing.)

The view of Taj as you enter is breathtaking and mesmerizing.  Though when you finally get up-close, you the signs of ageing become all too apparent.  But from afar, its beauty does cast a spell on the visitor.

Once inside, you are most likely to be accosted by, no, not a guide, but a professional photographer.  We engaged one of them, and he turned out to be a good choice.  Because of the huge crowds, getting a time slot on the benches best known for photos with Taj in the background is not an easy task.  Our photographer was not only good in his profession but also quite persuasive and aggressive when it came to getting our place in the queue and enforcing it.  After a rather drawn out photo session, he finally gave us the address of a shop beyond the South Gate from where to collect the deliverables.

The photographer also played a guide to us when asked about the two symmetrical red buildings flanking the Taj.  He told us that one was a mosque and the other a guest house.

After the photo session, we joined another queue for visiting the main building and the tombs within.  The queue was gargantuan and went around the Taj twice, once on the lower floor and then on the upper floor where you see the graves.  (Some say that the real graves are on the lower floor and the ones on the upper floor are merely a replica for visitors.)

The queue was long and queue jumpers exasperating.  Some did it brazenly, some on the sly, some by slipping a lie.  Some were aggressive while jumping the queue while others were jovial.  And the offenders ranged from 8 year old kids to very senior citizens!  As we completed the circle on the lower floor, and climbed the stairs to the upper floor, we discovered that we had to go around the building once again.  The high value ticket holders were allowed to go straight skipping the whole serpentine queue.  Though I must admit that going around the building on the two floors did give us an opportunity to observe it in great detail, which many of the high value ticket holders chose to do later on their own.  We also got to see repairs being carried out by artisans.

From up close on the upper floor, you notice the cracks and discoloration in the marble at several places.  As I said earlier, these signs of ageing are visible only from up-close.  The marble tiles on the terrace on the upper floor are in bad shape and need replacement at several places.

I did not mention earlier that before entering the main building, the Taj, you have to either deposit your shoes in safe custody or have to carry shoe covers.  The covers are complimentary with high-value tickets.  The normal ticket holders have an option to buy it from many vendors while waiting in the queue outside the main gate.  We had purchased six pairs for ourselves and many others too had done so.  However, these covers are so bad and flimsy that they are reduced to tatters by the time you go around the building in the queue.  Many had discarded the covers on the terrace itself giving it a shabby look.  Those who were more thoughtful were given an option to dispose it off in a receptacle at the exit from the main building.

We were tired and it was afternoon by the time we exited.  My son went to the south gate to collect the photographs, and the rest of us exited from the East Gate.  Across the road there was a shop selling memorabilia with a tea shop attached to it.  We had samosas and tea and then did some shopping there.  While doing so we discovered that prices paid by our group for some items at Fatehpur Sikri were a few times the price at which the shop offered it!

We walked back down to the car parking and started on our journey back to Lucknow.

PS: While purchasing the tickets online, we were under the impression that the high-value tickets were only for foreigners because that is what the website said.  A high value ticket costs ₹1000 as against ₹40 for normal tickets.  After the long queues that we faced, we made inquiries and were told that the high-value ticket can be purchased by anyone willing to shell out the prescribed amount.  It may be advisable to go for the high-value tickets if you are not at the peak of fitness or don't have the whole day to spend at the Taj.  Though, with the high-value ticket you do miss witnessing the funny, infuriating, innovative and in-your-face styles of jumping a queue.  Also, many 1K ticket holders do take their time going round the monument afterwards convincing the low-value queued up visitors that they are not jumping the queue.  This is something that the low-value ticket holders compulsorily do.  The high-ticket buyers also get complementary shoe covers, a bottle of water and free access to the Public Toilet.

Tuesday, January 16, 2018

Agra Visit (III)

Bharatpur Bird Sanctuary:
(Continued from Part II of this post series)


This photo of Keoladeo National Park is courtesy of TripAdvisor

Though the name Bharatpur Bird Sanctuary lingers on, the national park has now been named "Keoladeo National Park (KNP.)"  This did initially confuse me as I was looking for a signage with the old name.

KNP is about 25 kms from Fatehpur Sikri.  The road is good and we reached the park in time, about 2 hours before the scheduled closure.  My son joined the ticket queue while I looked around and made inquiries.  The sanctuary gate is about 1.5 kms away from the ticketing gate.  Private vehicles are not allowed beyond the ticketing gate.  There is a Rajasthan Tourism Hotel just outside the sanctuary gate and the guests may drive down to the Lodge.

As our party was tired because of the Fatehpur Sikri tour, walking down to the sanctuary was ruled out.  There was a cycle rental but they had run out of bicycles.  The only other option was to hire rickshaws at ₹150 per hour and the minimum estimated time for a quick visit was 2 hours.  As there were six of us, we had to hire 3 rickshaws as each is designed to seat no more than 2 persons.  A few guides were available and if we hired one, naturally yet another rickshaw will be needed for this person.  As we did not have much time at our disposal, we hired just three rickshaws and pushed off without further haggling.  Other tourists too were doing the same.

The road was bad and the rickshaw-pullers did have a haggard look and they kept pulling the rickshaw instead of pedalling.  Two of the elder pullers were talkative while the third, a young lad, was the quiet type.  On the way the rickshaw pullers did stop a few times even before the park entrance and pointed out to some local looking birds.  One of them described them as migrants from Bangladesh, while the other said it was a local bird.  The first one nodded in agreement and added that the bird had settled down in this area a long time ago.  They also showed us a few peacocks roaming around a Hanuman Temple close to the road.

Though there was no mention of this mode of transport at the entrance, on our way we did see a battery powered car carrying a few passengers.  Upon inquiry, the rickshaw pullers said that it was meant only for VIP visitors.  Later, we also saw a vehicle inside the park belonging to some government official.  Power does have its perquisites!  One or two private cars too were seen on the road to the park entrance.  We were told that they belonged to guests staying at the Rajasthan Tourism Bungalow and will not be allowed to enter the park.

A little before the main entrance lies a museum named after famous ornithologist Dr Salim Ali.  The rickshaw pullers stopped there and encouraged us to spend some time at the museum.  They particularly talked about a statue of a bird that is studded with Swarovski crystals worth several million rupees.  The museum was good, but there was no staff around to greet and brief the visitors and we exited rather quickly apparently to the chagrin of the rickshaw pullers.

It was almost 45 minutes by the time we entered the Park. Once inside, the change in the landscape was noticeable.  We were in the wetlands for which this park is known.  We, along with other rickshaws riding visitors, did stop over every 50 meters or so to look at a bird or other wild animals like deer, jackals, bulls et al.  At our fourth or fifth stop and just as we were starting to feel that the pains we had taken to visit the park were worthwhile, one of the rickshaw pullers informed us that the first hour of hire was about to be over.  He also cautioned us that if we go farther, we might cross the two hour mark indicated by us and will have to shell out another ₹150 per rickshaw.  I think that similar caution was sounded by other rickshaw pullers too, because most of the rickshaws turned back from that point.  Another consideration was that the sun was also about to set and the gates were to be closed at sunset.

On the way back the rickshaw pullers seemed to undergo a sudden transformation!  They lost their perpetually tired look and started pedalling vigorously instead of pulling the rickshaw.  We reached the main entrance in much less than an hour!  Had they displayed the same energy on their way to the park, we would easily have got another quarter of an hour to spend in the wetlands.
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As we started back for Agra, we requested the driver to stop over for a cup of tea.  His reply got us much worried.  He said that it would be advisable to stop only after we had crossed back into the state of UP.  The reason given by him was as follows.  The taxi was registered in UP and had an All India Permit.  Yet, according to the information given by the driver, we were technically required to pay a fee of close to ₹1000 for entering Rajasthan state.  As it had not been paid, we were liable to pay 10 times by way of fine if challenged by a policeman.  We cursed him for not giving this information to us earlier.  However we were into UP pretty soon and could breathe easy and enjoy our tea.

The lessons learnt are as follows:

  • If you plan to visit Keoladeo National Park, spare one whole day for it and stay at the Rajasthan tourism Bungalow.  The Bungalow, as mentioned earlier, is just outside the main entrance to the Park.
  • If your taxi does not have a Rajasthan state registration, do pay the requisite entry fee.  It does not apply to private cars.
  • If you not staying in the Govt Tourist Bungalow, arrive early so as to be able to spend 5 to 6 hours at the park.
  • If you can walk 7 to 8 kilometers, walking is the best option.  Next best will be to rent a bicycle.  Keep the rickshaw as the last option.  The ride is not comfortable and 6 hours will set you back by ₹900 per rickshaw.
  • Do carry good binoculars. Licensed rickshawpullers and guides are supposed to have binoculars and the rental / guide fee includes use of binoculars.  The ones we hired were not licensed but were still operating taking advantage of huge demand.
Government will do well to arrange battery cars for visitors. This would make things easy for everyone.

Back to the hotel, we had dinner and went to bed early so we could get up early for our visit to the Taj Mahal.  An account of that will form the fourth and the last post in this series.



Monday, January 8, 2018

Agra Visit (I)

Part I - Agra Fort and Reaching Fatehpur Sikri

Recently I visited Agra with my whole family including next and next++ generations.  I had made hotel bookings well in advance and also booked an Innova taxi that could carry all six of us.  However I remained apprehensive because of news of violence against some foreign tourists and huge crowds expected in Agra because of the weekend and Christmas holidays.

The journey to Agra on the newly consturcted Lucknow-Agra expressway was pleasant.  The expressway is very well constructed and a part of it is an airstrip where fighter jets can land and did land making a big news only a few months ago.  Three rest areas for being constructed on either side of the e-way.  Though these are still under construction, we did stop over at one for a biobreak.  The toilets were sparking clean.  As we talked about it, our driver remarked, "Just wait till people actually start using it!"

The toll on the e-way was still in trial phase, and we saved the toll tax both ways.  I understand that it is about to be launched in a few days from now.

The journey from Lucknow to Agra is about 4 hours and we reached in early afternoon.  We decided to visit the Agra Fort first and then check into the hotel.  We had purchased e-tickets in advance from the website of Archiology Survey of India.

There indeed was a huge crowd at the fort.  We noticed some people near the ticket window who were scanning the visitors and did look like guides.  However none of them approached us.  As we entered the premises, we were accosted by a guide who said that he was an ASI approved guide and showed his id to support the claim.  He said that his official fees were 685 but he would charge us only 500.  Though, he settled for Rs. 400.  We asked him to speak English for the sake of the kids who are more at home in that language.

The kids found his English hard to decipher and excused themselves so that they could roam around with me and just read the inscriptions on stone tablets.  The guide did not add much value to what we knew and what was available on the inscriptions. The only interesting thing that he told was that 75% of the fort was now in military’s control and off bounds for the public.  However he did click lots of pictures for us and that was appreciated.

We stayed back for the light and sound show.  We had to wait for a little more than an hour for the English show.  The show was terrible. Lights just moved from one area to another without much significance. People got bored and started leaving in the middle of the show.  A group of youngsters also raised slogans of “Bharat Mata ki Jai" for no reason except mention of Hindu wives of Mughal Kings. We, too, left before the end and proceeded to the Hotel where we had a good night’s sleep.

The next day we proceeded to Fatehpur Sikri. After exiting Agra, we had to drive on a really bad road which merged into a proper highway a few kilometers ahead.  A little before the entrance to the monument our car was stopped.  Our driver persisted and finally we were issued a parking ticket for ₹100 and allowed to go past.  After 100 meters or so, we cam to the entrance.  Our driver tried to bluff his way past the gate by telling the security that we were some VIPs from Lucknow but we asked him to back off.  As we stepped down, we were accosted by a person who offered to be our guide for a modest fee of ₹100.  The kids immediately rebelled, and we tried to shrug off the guide.  However, he persisted and lowered his fee to ₹70!  Finally, the offer was taken up and the kids had a pact with me to keep away from the guide and just roam around as they wished.

Later we realized the reason behind the desperately low guide fees, and that would be the subject matter of our next post in the series.

Friday, December 8, 2017

THE FINANCIAL RESOLUTION AND DEPOSIT INSURANCE BILL, 2016

THE FINANCIAL RESOLUTION AND DEPOSIT INSURANCE BILL, 2016

FRDI has surfaced in the Social media recently, thanks to a petition through change.org.  It is only after seeing the petition that I realized that I have already missed the window for offering comment.  It seems that FRDI did not figure in the news media with the intensity and urgency that it deserved.
I have downloaded the draft and browsed through it.  I also had to go through Banking Regulation Act to see the provisions in this act relating to winding up of banking companies that will be deleted by the proposed FRDI.

It cannot be gainsaid that economy and banking are based mostly on trust which governments and banks are under an absolute obligation to maintain and bolster.  Anything that even scratches this trust can prove disastrous.

The aforesaid is the reason that Capital Adequacy norms under the Basel Agreement are being continually refined and enforced worldwide by banking regulators.  The underlying idea behind Capital Adequacy norms is simple.  Banks have to use statistical tools to gauge the risk of losing money in their loans and investments portfolios and then provide enough capital to cover these risks so that the risk does not extend to the depositors.  This tells depositors that banks and regulators are dead serious about the safety of their money kept in the banks and will not allow it to be risked.

RBI, the regulator for the banking sector, has taken these norms in right earnest and has mechanism for Risk Based Supervision RBS) in place.  RBS ensures that no banks ever reaches the brink where its liquidation has to be contemplated:  And if it does, it loses no more than its share capital. As against this, FRDI proposes to wait till the institution reaches the brink and then pounce upon it and even breach the trust on which the financial sector rests.

FRDI proposes to move this risk assessment function to a Corporation. This hardly makes sense.  This Corporation will have 11 members on its Board.  Of these 4 will be representing the four regulatory authorities (Banking, Insurance, Pension, Financial Markets.) The remaining seven will be bureaucrats and other government appointees.  RBI and its Risk Based Supervision are working fine and cannot be bettered by this Corporation.

This proposed Corporation seriously encroaches upon the turf and erodes the credibility of regulators who are best placed to gauge and manage risk in their specific areas.  Though, their autonomy may not be liked much by the political establishment.

The act is strewn with provisions that make depositors suspicious and uneasy.  Read the subsection 1.15.ii.  It goes like this: Deposit means ………. but does not include “any amount due on account of any deposit with any insured service provider which has been specially exempted in this behalf by the Corporation with the previous approval of the Appropriate Regulator or, by a notification in the Official Gazette.”   Thus the corporation may, in its bureaucratic wisdom, exempt FD or / and RDs through a notification.  By the time this notification comes to our knowledge, the money would be gone.

The dreaded bail-in that forms the subject matter of section 52, is defined as under.
52.3 A bail-in provision means any or a combination of the following: –
(a) a provision cancelling a liability owed by a covered service provider;
(b) a provision modifying, or changing the form of, a liability owed by a covered service provider
(c) a provision that a contract or agreement under which a covered service provider has a liability is to have effect as if a specified right had been exercised under it.

In case of depositors, these means that your account balance could be written-down or written-off straight away, or could be swapped for shares in the worthless bank!  I am not able to make out what the subsubsection c means.  I guess that for FDs it could mean that your right to premature payment could be exercised by the Corporation.

There is a saving grace, though, in the form of section 55.  The relevant portion reads as under:
55.2.b "only those liabilities may be cancelled the instrument creating which contain a provision to the effect that the parties to the contract agree that the liability is eligible to be the subject of a bail-in."

If the proposed Bill goes through, we can be sure that account opening forms of banks will include a fine print saying that this deposit is eligible to be the subject of a bail-in.  While big depositors may be able to negotiate this clause out, the same leeway may not be available to people like us.

If the Bill goes through, even the existing depositors may get a communication congratulating them and announcing that their deposits have been made eligible for a bail-in!

Further, the proposed Bill effectively does away with Deposit Insurance.  As banks pay premium for this insurance, in the unlikely event of a bank reneging on its deposits, the insured amount must be paid by the insurer from its own funds.  The depositors then have to salvage whatever they can of their deposit from the liquidation proceeds.  This bill says that the first thing to be recovered by the Resolution Corporation from liquidation proceeds will be the amount it has paid to the depositors under the insurance scheme!! (Sec 29.4)

Also section 55 (1b and 1c) puts depositors and other creditors on the same footing, whereas the deleted sections of the Banking Regulation Act clearly state that depositors have to have the first preference.

FRDI also seeks to replace common sense with red tape.  Sec 68.1.3 states that, “A depositor or operational creditor may submit a claim to the liquidator in such form and in such manner and along with such supporting documents required to prove the claim as may be specified by the Board.”  Whereas the Banking Regulation Act clearly stated that depositors need not submit any claim and the balance in the books of the Bank will be automatically taken as the claimed amount.  Well, red tape is the first thing to be brought in by a bureaucrat ruled organization.

To sum up, the following questions on FRDI needs an answer from the government:
  •         Basel Accord on Capital Adequacy and the current Risk Based Supervision are meant to ensure that a bank never reaches a stage where depositors’ money is jeopardised.  If, at all, it has to be liquidated it must not lose more than its capital.  In this regime where is the need for FRDI?
  •         The Resolution Corporation is a serious encroachment on Regulator’s turf.
  •         How is the Resolution Corporation supposed to carry out liquidation or merger of banks any better than the Regulators when bureaucrats and government nominees far exceed the regulators’ representatives on its board?
PostScript: I think I got part of the answer!  The bill says at one place that the bail-in will be used not only to absorb residual losses after entire capital is lost, but also be used to recapitalize it so that it can become viable again.  So, the government wants depositors to contribute their deposit towards share capital!

Saturday, September 30, 2017

Fine Fifty Grands!

What is now known as a Dollar Shop, used to exist even in my childhood.  My contemporaries will recall itinerant vendors as also kiosks with a voice or poster tag of something like "Har maal milega 4 aane."  The tag translates to "Any item for 25 paise."

The government seems to have seen taken a fancy to this style of selling.  Only it is not selling anything but imposing fines.  As any government worth its salt has to think big, the uniform fine is not for a piffling dollar or 25 paise but a grand ₹50,000, roughly $800!  Here are some of the fines on the list:

  • Rs 50,000 fine for dumping waste within 500 metres of Ganga,
  • NGT orders Rs 50,000 fine for dumping waste into Ganga,
  • ₹50,000-fine for plastic ban violation,
  • Fine flight caterers Rs 50,000 if their vans lack rodent repellents,
  • 5 year Jail-time, Rs 50,000 fine for doctors involved in cut practice,
  • Up to Rs 50,000 fine for holding old notes,
  • Rs. 50,000 fine for airlines if planes empty human waste on air,
  • traffic violations: Rs 50,000 fine for Holi drunken brawls,
  • Rs 50,000 fine on disposing of construction material on streets
(To know more about any of these fines, just copy the item and paste it into the Google search bar.)


While I am not aware how will the act of an airline in disposing off human waste in the air be detected, I am not much worried about it for the airlines can easily afford to pay the fine.

Many of these fines are applicable to individuals too, and are to be paid on the spot. Most of the violators are not likely to have that much cash in their possession notwitstanding newly issued notes of ₹2K denomination.  Many wouldn't even have that much balance in their bank account or the credit card limit.

This opens up a new business opportunity for the banks.  They could enter into an arrangement with the government on these lines:
  • The person fined 50K has to be Aadhaar verified on a terminal carried by the official imposing the fine.
  • The fine is to be debited to his bank account linked to Aadhaar.  If the Aadhaar is not linked to an account, the fine is to be doubled and the culprit given a week to get the linking done and present himself before the fining authority.
  • Any overdraft in the account or the credit card on account of payment of the fine is to be converted into a loan payable in 50 monthly instalments and to carry interest at a rate to be notified by the government from time to time.
  • Any default in payable of an instalment to result in an automatic fine of ₹50K payable to the bank in the manner described above.
  • If the total fine payable by a citizen leads to a situation of insolvency all his assets to stand automatically transferred to the bank.
Though this looks like an excellent scheme to me, some banker friends feel that it will not translate into business because of the LDKRD# factor.  In their opinion the LDKRD rate may stabilize somehwere between 10 and 20 percent. What is your opinion?

# Le De Kar Rafa Dafa

Monday, September 25, 2017

DIY - What A Relief!

When I bought my split AC, the salesman took pains to drive the point home that the installation and three services during the first year were free.  Two months later, I called the customer care and could manage to reach a human being after navigating the labyrinthine IVR menu.  He first confirmed all my contact details and then confirmed the model and month of purchase before registering my request for service.

It was only after the service technician arrived, almost at lunch time, that I could find a link between the prohibitive cost of the AC and prohibition!  The chap informed me that the three free services will consist of two 'dry' and one 'wet' service.  Being curious, I asked him, against his advice, to do the wet service first.

After the fellow had put his bag down and taken a good look at the AC, he asked me for the original invoice.  Having inspected it, he inquired if there was a stepladder in the house, which was duly brought.  He climbed up, took off the front cover of the indoor unit and handed it to me with a request to put it down carefully.  Next in the list of ever unfolding demands, he asked for a bowl of soap water, a toothbrush, two pieces of cleaning cloths.  By the time he finished, the white floor tiles directly below the unit had become quite a mess.

Once he was done with the room unit, he carried the stepladder to the outdoor unit and asked for a water hose and a piece of string to tie to the nearest tap.  Not finding the tap pressure good enough, he asked me if there was a pump and a direct tap.  He was shown the tap, and the motor was switched on.  After he finished, the wall on which the unit was mounted and the floor below it had become pretty dirty.  When pointed out, he did spray some water on the wall to wash it.

It must not be difficult to visualize that instead of watching and enjoying the free service, I was kept on my toes all along.  Finally the fellow got his service report signed and stepped out.  He had barely started his motorcycle when my household help came to me and conveyed her displeasure at having to clean the floor once again.  She also recommended that next time I should call the technician early in the morning before her arrival.  I was pretty exhausted.

It was pretty late by the time I recovered and sat down for my lunch.  The lunch did help to somewhat lift my sagging spirits.

And it was at this point that I resolved to service my AC myself (DIY - Do It Yourself,) free services notwithstanding.  I have been doing a pretty good job of it and I always do it early in the morning to avoid the wrath of my maid and delayed lunch.  It is such a huge relief.

Friday, May 26, 2017

The EVM Rigmarole

The current EVM challege makes a travesty of security testing.  It is surprising that nobody from the IT security arena is speaking up.  If the charges levelled by the opposition are true, one can be sure that a compromised machine will never be brought to the challenge.  If the EVMs were dumb terminals connected to a central server, then testing the server might suffice.  In the current distributed scenario each single machine needs to be tested for integrity.  How will the challenge ensure this?

I do not know whether EVMs were custom made to EC's specifications or just generic machine purchased off the shelf?  In either case, did the EC get the source code and security features examined by any experts?  How would the EC know if the motherboard or the stored program was changed in a set of machines by unscrupulous maintenance people?

In my humble opinion the correct way of ensuring correct functioning of EVMs should be as follows:

  1. There should be a single executable running on all EVMs and its source code should be with the EC and also in the public domain.
  2. Each political party should be given a copy of the compiled executable code.
  3. All EVMs should have an USB port and connecting a pen drive should trigger a program to prompt the user to enter filename for comparison with the stored executable.
  4. Each party should give its booth workers an USB with the correct executable and a couple of random files.
  5. A willing worker at any booth should get an opportunity to test the machine by inserting the USB and comparing a few random files and the correct file with the resident executable.
This, of course, is only indicative and not exhaustive.

Views of IT experts are invited in the matter.